Synopsis This book primarily aims at assessing the impact of Banking Sector reforms on the general nature of functioning and operating performance of commercial banks in India. It is divided into twelve chapters covering the brief review of Banking Sector Reforms; Management of NPAs and Capital Adequacy requirements; Measurement of Credit, market and Operational Risks; Implications of Basel-II on Indian Banks; Legal reforms in Banking Sector; Mergers and Acquisitions in Indian Banking; Human Resource Management in Public Sector Banks; Payment and Settlement System in India; Flow of Credit to Agriculture; and Financing of Small Scale Industries by the Public Sector Banks. It is hoped that the findings and suggestions based on primary as well as secondary data on various facets on reforms would be a useful addition to the existing knowledge of researchers and policy makers in the field the banking.