This book aims to examine the different aspects of regional rural banks and effectiveness of their financial schemes. Tracing the evolution and genesis of regional rural banks in India, it describes in detail their growth in the country.

Analyzing the problems of regional rural banks in the country, it studies the effectiveness of their financial schemes, with special reference to Allahabad district of Uttar Pradesh. Finally, it recommends and suggests some measures for improving the performance of regional rural banks in the district.